Wednesday, May 04, 2005

The Case of the Mistaken Identity

Nearly eight years ago we were made aware of a problem. After returning from a year and a half stay in Ethiopia, we were getting ready to settle down here. But things weren't going smoothly. First we were turned down for a credit card application, then the car dealership was unwilling to work with us. It didn't take long to realize something was wrong. After doing a little digging we found that David had two identities. According to our credit report he was David M. Nuller, a mechanic, living about an hour from here, and he didn't like to pay his bills. So for that past eight years, we have had to write letters explaining that we really can be trusted, we have had police over to our house, had claims denied, and recently had credit unexpectedly removed. It seems that Mr. Nuller's fourth bankruptcy claim did a number to our credit report, and the credit agencies took action. Well so did we! It was the proverbial straw that broke the camels back. In the end, it seems Mr. Nuller isn't an identity thief, he's just got a SSN very close to David's and someone made a typo. We're glad he's not some jerk trying to mess with us, but now we feel bad, because all those nice positive marks we have had will now be removed from his credit report. Our lives improved yesterday, I wonder if he'll notice a change in his?

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